Launching Q1 2027 · iOS & Android

iOS · Apple Wallet Android · Google Wallet See how the app works ↓
No more fronting the Airbnb Instant Virtual Debit Card Auto-refunds if someone bails
Fig. 01 · The Architecture of Splitting Upfront

Four friends chip in. One card pays the bill.

Old split apps only calculate who owes whom after one person already took the hit on their credit card. Plurel collects the money first, then issues a single card for the exact total.

FIG. 1 — COLLECTIVE POOL TO SINGLE VIRTUAL CARD ALL-OR-NOTHING ESCROW
AK $86 MC $124 SL $72 CB $118 Shared pool 4 of 4 shares in funded $400.00 Plurel card paid once Merchant
PLUREL POOL RECEIPT #0426
Weekend in Joshua Tree
Airbnb · 3 nights · Hosted by Alex K.
Alex Kim (Host)$400.00 ✓
Maya Chen (Apple Pay)$400.00 ✓
Sam Lopez (Google Pay)$400.00 ✓
Chloe Bae (Apple Pay)$400.00 ✓
CARD LOADED (•••• 4829) $1,600.00
FRONTED BY ORGANIZER: $0.00
Inside the Plurel App

From group chat “I’m in” to paid together.

Make a plan. Set the split.

Name the rental, set the total, and choose who’s coming. Split evenly or choose custom shares.

Illustrated app walkthrough. No money moves here.

Plurel
Joshua Tree rental

Start a pool

Total to split$1,600.003 nights · 4 people
How to split
EvenlyCustomBy item
Who’s coming 4 people
AK Alex KimYou · Organizer $400.00
MC Maya ChenIn this group $400.00
SL Sam LopezIn this group $400.00
CB Chloe BaeIn this group $400.00
Create pool

Each person contributes $400.00.

01 / 04
Why We Built Plurel

No fronting. No chasing. Everyone pays their share first, then one Plurel card pays the bill.

Built-In Guardrails

Engineered so nobody ever gets stuck holding the bag.

01 / ALL-OR-NOTHING ESCROW

Card only unlocks when 100% funded

Each friend’s contribution is authorized and held safely. If the pool doesn’t reach 100% before the timer ends, every cent returns automatically.

PROTECTION ZERO PARTIAL STUCK FUNDS
02 / APPLE & GOOGLE WALLET

A real debit card for the exact amount

Add your pool card to Apple Wallet or Google Wallet in one tap for NFC tap-to-pay at restaurants, or copy the 16-digit card number for Airbnb, flights, and tickets.

ACCEPTED EVERYWHERE ONLINE & IN-PERSON NFC
03 / FRICTIONLESS FOR FRIENDS

Only the host needs the app

Don’t make six people download an app and verify their identity at the dinner table. You start the pool in the app; friends tap once in their browser with Apple Pay or Google Pay.

GUEST CHECKOUT 5-SECOND TAP TO PAY
Questions & Answers

Everything you want to know before your next group plan.

When does the Plurel app launch, and on which platforms? +
Plurel launches in Q1 2027 on both iOS (App Store) and Android (Google Play), with native support for both Apple Wallet and Google Wallet. Join the early-access list with your email to reserve your invite for launch day.
Do all my friends need to download the Plurel app? +
No. Only the person starting the pool needs the Plurel app. Everyone else gets a clean link in iMessage, WhatsApp, SMS, or Instagram DM where they can pay their share with Apple Pay, Google Pay, or any debit/credit card.
What happens if one person never pays their share? +
Nobody gets charged. Plurel uses an all-or-nothing hold: if the pool doesn’t reach 100% before the timer expires (or if you cancel the plan), every authorization is automatically released.
Where can we use the Plurel virtual card? +
Anywhere debit cards, Apple Pay, and Google Pay are accepted—online on Airbnb, Vrbo, Ticketmaster, SeatGeek, Delta, or Resy, and in-person by tapping your iPhone or Android phone at restaurants, bars, and stores.
What if the final dinner bill with tip is slightly less than what we pooled? +
Any unspent balance on the virtual card automatically returns pro-rata to each person who chipped in once the merchant charge settles.
About our team

The people building Plurel.

Connor Chisick

Connor Chisick

Co-founder & CEO

Co-founded USC’s Trojan Student-Managed Investment Fund. MS in Finance, USC Marshall; economics, SMU.

LinkedIn
Guillermo Sanchez Garcia

Guillermo Sanchez Garcia

Co-founder

MS in Finance, USC Marshall; industrial and systems engineering.

LinkedIn
Samuel Chisick

Samuel Chisick

Co-founder & Lead Engineer

Self-taught software engineer with a portfolio of AI and software projects.

LinkedIn
Anya Alexander

Anya Alexander

Marketing Lead

Leads brand, content and launch campaigns at Plurel. BA in Psychology & Art, University of Miami.

LinkedIn
Active pool iOS & Android
Joshua Tree Airbnb
$1,600.00 4 of 4 in
AK Alex Kim You · Host $400
MC Maya Chen Apple Pay $400
SL Sam Lopez Google Pay $400
CB Chloe Bae Apple Pay $400
••••   ••••   ••••   4829
VIRTUAL CARD 08/29
Group chat link No app needed
Pay your share to Alex’s pool
YOUR SHARE · 1 OF 4
$400.00
23h 48m left
Tap to Pay · Apple Pay / Google Pay
Held until all 4 shares arrive · Auto-refunds if not full
Split mode Bavel Dinner · $384
Evenly By item Custom %
Lamb neck shawarma AKMCSL $68.00
Oyster mushroom kebab CBMC $34.00
Natural wine carafe × 2 AKMCSLCB $156.00
Tax & 20% tip auto-proportioned $126.00
All-or-nothing rule Zero IOUs
Protected before a single dollar is spent.
100% Funded before card unlocks
$0 Fronted by the organizer
If someone bails before the timer ends, every hold releases automatically. Nobody gets stuck with the tab.
Launching Q1 2027 · iOS & Android

Never front the group tab again.

Drop your email to reserve your spot for the Q1 2027 launch on iPhone and Android—and be first to pool with your crew.

iOS & Android · Zero spam, just your Q1 2027 download invite.